Investing designed
for parents

Give your kids more by growing your money, effortlessly.

Put time to work for you.

Investing early helps your kids benefit from compound growth in a major way. Just $5 per week will set your kid up to retire with $1 million.

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FutureMoney is for parents who want to

invest for their kids
start investing
save time and money
get help with their investments
keep more money in the family
build wealth
secure a better future
invest for their kids

FutureMoney is for parents who want to

invest for their kids
start investing
save time and money
get help with their investments
keep more money in the family
build wealth
secure a better future
invest for their kids
FEATURED IN

Investing early can change their lives

Give your children more through the power of compound returns.

Starting at birth vs starting 30 years old. Assuming a 10% annual return.  Does not include management fees. Investing involves risk and performance is not guaranteed.¹

Why FutureMoney?
Fully-managed portfolios
Effortlessly invest in a diversified portfolio that's tailored to your financial situation.
Industry-leading security
Keeps your money safe and your information private.
Automated deposits
Unlimited automated recurring deposits to help you grow wealth effortlessly.
Unlimited accounts
Unlimited tax advantaged accounts so you can invest for you and every kid you love.
Tax optimization
Technology that helps you effortlessly keep more money in your investments.
Transparent pricing
Low, easy-to-understand fees that make investing accessible to every parent.

How it works

Start investing in your family, today
Download the app, tell us what you want to achieve, and we’ll take care of everything else. Start investing for you or your kids in a few minutes with just $1.
Give your kids a head start
The earlier you start investing, the more time your money has to grow. Open an investment account for your kids to set them on the path for financial success.
Keep more money in the family
We’ll automatically optimize your investments in tax advantaged accounts so you can keep and grow as much of your hard earned money as possible.
Take care of you, too
If your savings are sitting in an account, you’re literally losing money. Start investing and manage your family’s investments on one easy-to-use platform.
Invite your loved ones
Grandma and grandpa might want to help. Share your financial goals with relatives who want to contribute to your family’s future. Every single cent counts.

How it works

Start investing in your family, today
Download the app, tell us what you want to achieve, and we’ll take care of everything else. Start investing for you or your kids in a few minutes with just $1.
Give your kids a head start
The earlier you start investing, the more time your money has to grow. Open an investment account for your kids to set them on the path for financial success.
Keep more money in the family
We’ll automatically optimize your investments in tax advantaged accounts so you can keep and grow as much of your hard earned money as possible.
Take care of you, too
If your savings are sitting in an account, you’re literally losing money. Start investing and manage your family’s investments on one easy-to-use platform.
Invite your loved ones
Grandma and grandpa might want to help. Share your financial goals with relatives who want to contribute to your family’s future. Every single cent counts.

Junior Roth IRA™

Invest for kids

We invented the Junior Roth IRA™ to make it easy to contribute to a child’s future. This tax-advantaged account service, offered exclusively through our investment advisory services, allows loved ones to invest money for the kids in their lives.
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Contributions are invested in a 529 plan for at least 15 years, and then rolled over and invested in a Roth IRA. FutureMoney’s purpose-built technology navigates the rollover requirements to make the process easy, while our investment advisory services builds and rebalances the child’s investment portfolio.

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Testimonials
“Setting up a 529 is so complex, FutureMoney made it easy.”
Anthony
Acme
“I can finally invest the birthday money my kids get. Every year, my kids get money for holidays from the grandparents and family. It’s been sitting in an envelope in the kitchen cabinets because I didn’t know what to do with it. FutureMoney is exactly what I’ve been looking for.”
Maura
Sofi
“Where was this app when I was a kid. I recently started investing and learned about the power of time and compound interest. Now that I am investing for myself I knew I wanted to set my kids up too. I love FutureMoney for that.”
Abhi
Blank Ventures
FAQ
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Investing for people who love their kids.
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¹ The graph compares hypothetical performance for two different starting points, age 0 and age 30, and three different recurring weekly contribution amounts. The results are based on the assumption of no withdrawals or changes in deposit amounts, and do not include management fees, taxes, or other costs, which would reduce actual returns. The performance shown is hypothetical and assumes a constant 10% annual return. These assumptions do not reflect actual performance, or any fluctuations in market returns that would be present in actual returns. Investing involves risk, including the potential loss of principal.
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FutureMoney RIA, LLC -  Form CRS, Form ADV Part 2A, Privacy Policy. Atomic Brokerage General Disclosure: FutureMoney RIA has an engagement with Atomic Brokerage LLC (“Atomic Brokerage”), a registered broker-dealer and member of FINRA and SIPC, to bring you the opportunity to open a brokerage account. Brokerage services for customers of FutureMoney RIA are provided by Atomic Brokerage. Neither Atomic Brokerage nor its affiliates are a bank. Investments in securities are Not FDIC insured, Not Bank Guaranteed, and May Lose Value. Investing involves risk, including the possible loss of principal. Before investing, consider your investment objectives and the fees and expenses charged. For more details about Atomic Brokerage, please see the Form CRS, the Atomic Brokerage General Disclosures, and the Privacy Policy. Check the background and custodial/clearing services of Atomic Brokerage on FINRA’s BrokerCheck. Technology services may be provided by AtomicVest. UI Screenshots Disclosure: All screenshots provided are for illustrative purposes only and any performance figures displayed should not be considered representative of actual performance.
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529 Plan Disclosure: John Hancock Freedom 529 is an education savings plan offered by the EducationTrust of Alaska, managed by T. Rowe Price Associates, Inc., distributed by John Hancock Distributors LLC through Atomic Brokerage, and cleared by Pershing LLC.Atomic Brokerage is a member of FINRA and is registered with the Municipal Securities Rulemaking Board (MSRB). Investing involves risks, including the potential loss of principal. There are no guarantees that a fund's investment strategy will be successful or that education expenses will be met. Even if you contribute the maximum amount, there is no assurance that the money in your account will be sufficient to cover all the education expenses your beneficiary may incur, or that the rate of return on your investment will match or exceed the rate at which education expenses may rise. The impact of inflation on education expenses is uncertain and could exceed the return on your investments in your Account. Please see the Plan Disclosure Document for additional risks.
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If your state or your designated beneficiary’s state offers a 529 plan, you may want to consider what, if any, potential state income-tax or other state benefits it offers, such as financial aid, scholarship funds, and protection from creditors, before investing.State tax or other benefits should be one of many factors to be considered prior to making an investment decision. Please consult with your financial, tax, or other advisor about how these state benefits, if any, may apply to your specific circumstances. You may also contact your state 529 plan or any other 529 education savings plan to learn more about their features. Please contact support@futuremoney.co to obtain a Plan Disclosure Document or prospectus for any of the underlying funds. The Plan Disclosure Document contains complete details on investment objectives, risks, fees, charges, and expenses, as well as more information about municipal fund securities and the underlying investment companies that should be considered before investing. Please read the Plan Disclosure Document carefully prior to investing. 529 PLANS ARE NOT FDIC INSURED, MAY LOSE VALUE, AND ARE NOT BANK OR STATE GUARANTEED.