FutureMoney
for Advisors
Offer what other advisors don’t.
Add the Junior Roth IRA™ to your clients’ robust financial plans. Our online, fully-digital application is impressively easy and takes only minutes to complete.
Get in touch
How it works
1
Sign up via email to get your referral link and onboarding info
2
Send your clients the email template we provide
3
Maintain visibility of accounts through monthly account statements and/or API integration
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Our differentiator?
When you meet with clients who care deeply about their kids’ future, you can add even more value by highlighting the Junior Roth IRA’s tax advantages and flexibility. They never pay more in taxes than is necessary, even if their kids don’t go to college or if they get a full scholarship.
Help clients to care for their family
Your clients can put their kids on track for financial success. Small deposits today can lead to meaningful amounts later in life. That’s the power of compounding investment returns over time.
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Easy for you and for them
As your clients reach key financial milestones, like a child being born, they may be seeking advice about how to best plan for their newest addition. Advisors may not have up-to-date and state-specific knowledge of the various types of investing accounts available to parents. FutureMoney can take this burden off the advisors shoulders.
The result? Potential for considerable time savings and greater client satisfaction.
See how the Junior Roth IRA can save clients on taxes through the 529-to-Roth rollover.
Make the next generation part of the financial planning process
Sign up and we’ll send you all the info you need to include the Junior Roth IRA through FutureMoney as part of your advisory services. You’ll be up and running in minutes.
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Your investments are eligible for protection of up to $500,000 (including $250,000 for cash) under SIPC coverage in the event of a brokerage firm's financial failure. SIPC coverage does not protect against market losses.
FutureMoney RIA, LLC - Form CRS, Form ADV Part 2A, Privacy Policy. Atomic Brokerage General Disclosure: FutureMoney RIA has an engagement with Atomic Brokerage LLC (“Atomic Brokerage”), a registered broker-dealer and member of FINRA and SIPC, to bring you the opportunity to open a brokerage account. Brokerage services for customers of FutureMoney RIA are provided by Atomic Brokerage. Neither Atomic Brokerage nor its affiliates are a bank. Investments in securities are Not FDIC insured, Not Bank Guaranteed, and May Lose Value. Investing involves risk, including the possible loss of principal. Before investing, consider your investment objectives and the fees and expenses charged. For more details about Atomic Brokerage, please see the Form CRS, the Atomic Brokerage General Disclosures, and the Privacy Policy. Check the background and custodial/clearing services of Atomic Brokerage on FINRA’s BrokerCheck. Technology services may be provided by AtomicVest. UI Screenshots Disclosure: All screenshots provided are for illustrative purposes only and any performance figures displayed should not be considered representative of actual performance.
529 Plan Disclosure: John Hancock Freedom 529 is an education savings plan offered by the EducationTrust of Alaska, managed by T. Rowe Price Associates, Inc., distributed by John Hancock Distributors LLC through Atomic Brokerage, and cleared by Pershing LLC.Atomic Brokerage is a member of FINRA and is registered with the Municipal Securities Rulemaking Board (MSRB). Investing involves risks, including the potential loss of principal. There are no guarantees that a fund's investment strategy will be successful or that education expenses will be met. Even if you contribute the maximum amount, there is no assurance that the money in your account will be sufficient to cover all the education expenses your beneficiary may incur, or that the rate of return on your investment will match or exceed the rate at which education expenses may rise. The impact of inflation on education expenses is uncertain and could exceed the return on your investments in your Account. Please see the Plan Disclosure Document for additional risks.
If your state or your designated beneficiary’s state offers a 529 plan, you may want to consider what, if any, potential state income-tax or other state benefits it offers, such as financial aid, scholarship funds, and protection from creditors, before investing. State tax or other benefits should be one of many factors to be considered prior to making an investment decision. Please consult with your financial, tax, or other advisor about how these state benefits, if any, may apply to your specific circumstances. You may also contact your state 529 plan or any other 529 education savings plan to learn more about their features. Please contact support@futuremoney.co to obtain a Plan Disclosure Document or prospectus for any of the underlying funds. The Plan Disclosure Document contains complete details on investment objectives, risks, fees, charges, and expenses, as well as more information about municipal fund securities and the underlying investment companies that should be considered before investing. Please read the Plan Disclosure Document carefully prior to investing. 529 PLANS ARE NOT FDIC INSURED, MAY LOSE VALUE, AND ARE NOT BANK OR STATE GUARANTEED.
Earnings in 529 plan or Junior Roth IRA grow tax-free. Qualified withdrawals from these accounts are tax-free. Unqualified withdrawals may be subject to tax and penalty. Consult IRS website and your state tax authority for details. Certain conditions apply to 529 plan to Roth IRA rollover. See here for details.
Projected assets under management are based on current account values, recurring contributions set, estimated returns, and goal dates.
Projected assets under management are based on current account values, recurring contributions set, estimated returns, and goal dates.