How We Invest:

Personalized, Expert-Managed, and Designed for Growth

At FutureMoney, we believe that investing should be simple, personalized, and accessible to everyone, no experience necessary. Our investment approach puts your goals first, offering expertly managed portfolios that grow with you and adapt to your financial journey.

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Personalized Portfolios for Your Goals

Every FutureMoney investment account is tailored to fit your unique profile and financial goals. Whether you’re saving for a child’s future, planning a big life event, or building a retirement fund, we match you with a portfolio designed to align with your objectives, risk tolerance, and time horizon.

A Strategy Built on Smart Asset Allocation

We focus on a time-tested approach: strategic asset allocation. Our portfolios are thoughtfully diversified across a range of asset classes to balance risk and reward effectively, ensuring that your investments work as hard as possible.

Diversified and Low-Cost Index Investing

Our investment strategy emphasizes index investing, a powerful way to keep costs low while achieving broad diversification. By investing in a carefully chosen mix of index funds, we’re able to offer you a cost-effective way to grow your wealth without the high fees often associated with traditional investments.

Automated Dividend Reinvestment

With automated dividend reinvestment, your earnings don’t just sit—they go right back to work, helping you maximize compound returns. Over time, this compounding effect can significantly boost your investment growth, allowing you to build wealth steadily without having to lift a finger.

Let Your Money Work Harder, So You Don’t Have To

Our goal is to make investing effortless for you. By taking a hands-off approach with FutureMoney’s expertly managed accounts, you can focus on what matters most to you—whether it’s family, career, or personal passions—while your investments grow quietly in the background.

Ready to Start Investing with FutureMoney?

With FutureMoney, you don’t have to be an expert to start building toward your goals. Our team is here to manage your investments thoughtfully and responsibly, so you can feel confident that your future is in good hands.

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Your investments are eligible for protection of up to $500,000 (including $250,000 for cash) under SIPC coverage in the event of a brokerage firm's financial failure. SIPC coverage does not protect against market losses.

FutureMoney RIA, LLC - Form CRS, Form ADV Part 2A, Privacy Policy. Atomic Brokerage General Disclosure: FutureMoney RIA has an engagement with Atomic Brokerage LLC (“Atomic Brokerage”), a registered broker-dealer and member of FINRA and SIPC, to bring you the opportunity to open a brokerage account. Brokerage services for customers of FutureMoney RIA are provided by Atomic Brokerage. Neither Atomic Brokerage nor its affiliates are a bank. Investments in securities are Not FDIC insured, Not Bank Guaranteed, and May Lose Value. Investing involves risk, including the possible loss of principal. Before investing, consider your investment objectives and the fees and expenses charged. For more details about Atomic Brokerage, please see the Form CRS, the Atomic Brokerage General Disclosures, and the Privacy Policy. Check the background and custodial/clearing services of Atomic Brokerage on FINRA’s BrokerCheck. Technology services may be provided by AtomicVest. UI Screenshots Disclosure: All screenshots provided are for illustrative purposes only and any performance figures displayed should not be considered representative of actual performance.

529 Plan Disclosure: John Hancock Freedom 529 is an education savings plan offered by the EducationTrust of Alaska, managed by T. Rowe Price Associates, Inc., distributed by John Hancock Distributors LLC through Atomic Brokerage, and cleared by Pershing LLC.Atomic Brokerage is a member of FINRA and is registered with the Municipal Securities Rulemaking Board (MSRB). Investing involves risks, including the potential loss of principal. There are no guarantees that a fund's investment strategy will be successful or that education expenses will be met. Even if you contribute the maximum amount, there is no assurance that the money in your account will be sufficient to cover all the education expenses your beneficiary may incur, or that the rate of return on your investment will match or exceed the rate at which education expenses may rise. The impact of inflation on education expenses is uncertain and could exceed the return on your investments in your Account. Please see the Plan Disclosure Document for additional risks.

If your state or your designated beneficiary’s state offers a 529 plan, you may want to consider what, if any, potential state income-tax or other state benefits it offers, such as financial aid, scholarship funds, and protection from creditors, before investing. State tax or other benefits should be one of many factors to be considered prior to making an investment decision. Please consult with your financial, tax, or other advisor about how these state benefits, if any, may apply to your specific circumstances. You may also contact your state 529 plan or any other 529 education savings plan to learn more about their features. Please contact support@futuremoney.co to obtain a Plan Disclosure Document or prospectus for any of the underlying funds. The Plan Disclosure Document contains complete details on investment objectives, risks, fees, charges, and expenses, as well as more information about municipal fund securities and the underlying investment companies that should be considered before investing. Please read the Plan Disclosure Document carefully prior to investing. 529 PLANS ARE NOT FDIC INSURED, MAY LOSE VALUE, AND ARE NOT BANK OR STATE GUARANTEED.

Earnings in 529 plan or Junior Roth IRA grow tax-free. Qualified withdrawals from these accounts are tax-free. Unqualified withdrawals may be subject to tax and penalty. Consult IRS website and your state tax authority for details. Certain conditions apply to 529 plan to Roth IRA rollover. See here for details.

Projected assets under management are based on current account values, recurring contributions set, estimated returns, and goal dates.